A Powerful Platform for Funds Management & Investments Automation

TrustBankCBS Investment module provides BFSI with rich and end-to-end functionality and the desired features to streamline their Investments operations. It's modular architecture and extended parameterisation features provide on a single platform the required functionality to support investments operations including Trading, Accounting, Interest Calculation, Projections and settlements for the Bank's Investment portfolio management.

TrustBankCBS Investments module offers tools to simplify and automate the conventionally complex processes. It facilitates BFSI to comply to the statutory requirements as well as ensure effective liquidity management, managing its funds into various investment products.

The Investments Module in TrustBankCBS provides the Automation Solution for various investment types and investment transactions as below:

  • Share Holding in Other Banks & Financial Institutions
  • Statutory Investments to Maintain SLR (Statutory Liquidity Ratio)
  • Securities of all three forms (Physical Scrip, Subsidiary General Ledger (SGL) Account, dematerialised account with depositories)
  • Configurations to define quantity (ceiling) and quality of each type of security to be held
  • Investment Transactions
  • Empanelment of Brokers, Setting Broker Limits
  • Settlement of Government Securities Transactions
  • Trading of Government Securities
  • Ready Forward Contracts in Government Securities
  • Ready Forward Contacts in Corporate Debt Securities
  • Accounting for Repo / Reverse Repo Transactions
  • Non-SLR Investments
  • Bonds/ Debentures received through Securitisation/Reconstruction Companies
  • Placement of deposits with other banks, Setting Exposure Limits
  • Broken Period Interest Calculation - Government and Other Approved Securities

Below Key Features enable BFSI to avail maximum benefits of Investments Modules::

  • Authority to put through deals
  • Procedures for obtaining sanction of the appropriate authority
  • Financial Accounting for Investments Transactions
  • Audit, review and reporting system
  • Investment portfolio classification (including SLR and Non-SLR securities) into categories; i)Held to Maturity (HTM), ii) Available for Sale (AFS), iii) Held for Trading (HFT)
  • Interest Projection Chart, Interest Provisioning for the investments.
  • Settlement Date Accounting for Investments
  • Treatment of Investment for Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) Computation
  • Valuation of Investment

TrustBankCBS have enabled banks to expand Investments / Funds Management operations, with proper checks and safeguards by stringent application of BFSI policies. TrustBankCBS Investments Solutions have delivered below benefits to BFSI:

  • Maximum utilization of Funds
  • Maintain necessary Liquidity
  • Quick Decisions; New Revenues Opportunities
  • Cost Effective & Efficient Operations;
  • Assured ROI & Profitability
  • Effective Risk Management & Statutory Compliances



Solutions governed by both local and international standards. It follows Generally Accepted Accounting Principles (GAAP) guidelines for financial accounting.

Loan Management

TrustBankCBS enables BFSI to augment its conventional banking products and services, WITH addition of various Loan Managing Products.


URA Saccos - Tanzania Implements TrustBankCBS Core Banking, Mobile Banking, Statutory Reporting and Business Intelligence Solutions to enhance Customer Services.