A Powerful Platform for Funds Management & Investments Automation
The TrustBankCBS Investment module offers BFSI a comprehensive solution with end-to-end functionality to streamline investment operations. Its modular architecture and extensive parameterization features provide all the necessary tools on a single platform to support investments, including trading, accounting, interest calculation, projections, and settlements for managing the bank's investment portfolio.
The TrustBankCBS Investment module simplifies and automates traditionally complex processes. It enables BFSI to comply with statutory requirements while effectively managing liquidity and investing funds across various products.
The Investments Module in TrustBankCBS provides an automation solution for various investment types and transactions, including:
- Shareholding in Other Banks and Financial Institutions
- Investment Transactions
- Statutory Investments to Maintain SLR (Statutory Liquidity Ratio)
- Configurations to Define Quantity (Ceiling) and Quality of Each Type of Security to Be Held
- Empanelment of Brokers and Setting Broker Limits
- Settlement of Government Securities Transactions
- Broken Period Interest Calculation for Government and Other Approved Securities
- Ready Forward Contracts in Government Securities
- Trading of Government Securities
- Ready Forward Contracts in Corporate Debt Securities
- Securities in All Forms (Physical Scrip, Subsidiary General Ledger (SGL) Account, Dematerialized Account with Depositories)
- Accounting for Repo/Reverse Repo Transactions
- Non-SLR Investments
- Bonds/Debentures Received Through Securitization/Reconstruction Companies
- Placement of Deposits with Other Banks and Setting Exposure Limits
The key features that enable BFSI to maximize the benefits of the Investments Module include:
- Authority to execute deals
- Procedures for obtaining sanction from the appropriate authority
- Financial accounting for investment transactions
- Investment portfolio classification, including SLR and Non-SLR securities, into categories such as Held to Maturity (HTM), Available for Sale (AFS), and Held for Trading (HFT)
- Settlement date accounting for investments
- Interest projection charts and provisioning for investments
- Comprehensive audit, review, and reporting system
- Treatment of investments for Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) computation
- Valuation of investments
TrustBankCBS has enabled banks to expand their investments and funds management operations with stringent checks and safeguards in line with BFSI policies. TrustBankCBS Investments Solutions delivers the following benefits to BFSI:
- Maximum Utilization of Funds
- Maintenance of Necessary Liquidity
- Quick Decision-Making and New Revenue Opportunities
- Cost-effective and Efficient Operations
- Assured ROI and Profitability
- Effective Risk Management and Statutory Compliance
