Core Banking Software for Commercial Banks
TrustBankCBS is a leading core banking suite that provides a reliable, highly available, and secure platform for commercial banks. Its robust and agile architecture ensures exceptional scalability to accommodate growing customer bases, expanding geographies, and diverse product and service offerings.
TrustBankCBS delivers innovation with unmatched functional depth in both retail and corporate banking products and services. It enhances control and risk management through comprehensive solutions, including Loan Origination, Analytics, Anti-Money Laundering, Asset Liability Management, Offsite Surveillance, Fraud Monitoring, and Reporting.
Solutions:
TrustBankCBS provides a comprehensive software solution on a unified technology platform, enabling you to leverage core competencies across various domains. These include:
- Deposits Management for CASA, Term Deposits, and Recurring Deposits.
- Retail Lending Management covering Term Loans with configurable parameters for various purposes, Gold Loans, Small Business Loans, and Commercial Vehicle Loans.
- Corporate Lending Management for Business Loans, Corporate Loans, Syndicate Loans, and Consortium Finance.
- Trade Services including Trade Finance, Bank Guarantees, and Letters of Credit.
- General Ledger and Financial Accounting with Local and Multi-currency Operations.
- Customer Relationship Management.
- Treasury with Core Treasury, Trading and Back Office Processing, Capital Market, Cash Management, Market Data Analysis and Trade Pricing, Limits Monitoring, Settlements, and MIS & Compliance Reporting.
- Digital Banking Services and Channels for Government Social Benefits Schemes.
- Risk Management involving Anti-Money Laundering, Asset Liability Management, Offsite Surveillance, and Fraud Monitoring and Reporting.
- Statutory Compliance Reporting and Audit Reporting with End-to-End Taxation Compliance.
- Self-Service Online Banking Channels including Mobile Banking and Internet Banking.
- E-Lobby features such as ATM Machines, Recyclers, and Self-Service Kiosks.
- Enterprise Applications for process automation and optimization of organizational resources.
- Business Intelligence Solutions offering Graphical Analysis for real-time Bank Operations, Projections and Forecasting, Staff/Branches KRA Monitoring, and Trend Analysis of Historical Data.
Key Features:
- Robust Architecture.
- Agency Banking App for real-time field operations.
- Browser-based uniform interface across all solutions, featuring an easy-to-use, user-friendly UI.
- Light and optimized application with minimal bandwidth and infrastructure requirements.
- Pre-configured banking products and innovative solutions.
- Regular updates to meet evolving statutory compliance reporting requirements.
- Effective funds and investments management.
- Graphical analysis and dashboards.
- Embedded report configurators and ad-hoc report builders.
- Government social scheme benefits with digital banking, payment, and self-service channels.
- Ongoing upgrades to incorporate the latest technology and banking trends.
- Quick implementation following industry best practices.
- Open architecture with API-based integration for third-party systems.
Value Delivered:
- Comprehensive view of customer.
- Informed and timely decision-making through analytics.
- Increased revenues and profitability with optimized expenses.
- Enhanced efficiency and staff motivation.
- Efficient resource utilization.
- Complete view of branch and bank operations.
- Higher member and customer satisfaction and retention.
- Reduced operations and support costs in banking services.
- Minimized revenue leakages and savings on unnecessary expenditures.
