Core Banking Software for SFB
TrustBankCBS offers a best-in-class solution with enhanced functionality tailored for Small Finance Banks (SFBs) to support their objective of "Banking for Everyone." TrustBankCBS is a high-end, economical solution that allows SFBs to expand their branch networks cost-effectively.
TrustBankCBS offers a comprehensive solution for Small Finance Banks (SFBs), featuring configurable retail products, self-service channels, and digital banking interfaces. Use TrustBankCBS to streamline utility payments, debit card transactions, e-commerce, and mobile wallet services, enhancing customer satisfaction and supporting the successful growth of SFBs.
Solutions:
- Unique Customer Identification Code, Know Your Customer, C-KYC Solution, E-KYC Solution.
- Small Business Loans, Working Capital (Cash Credit) Loans.
- Consumer Finance Loans: Electronics, Furniture, Travel Loans, etc.
- Loan Origination, Loan Application Acquisition, Credit Scoring, Processing & Document Management.
- CASA Deposits, Term Deposits, Recurring Deposits, Chequebooks, Debit Cards, Lockers.
- Self-service Online Banking Channels: Internet Banking, Mobile Banking, E-commerce, Mobile Passbook.
- Centralized Settings & Operations: Product Configuration, Charges Configuration, Interest Activities, Loan Aging Classifications, and Loan Loss Provisioning.
- Anti-Money Laundering (AML) Solution: Alerts, Whitelisting Workflow, Cash Transaction Report (CTR), Suspicious Transaction Report (STR).
- Statutory Compliance Reporting to Central Bank (RBI): Asset Liability Management (ALM), Offsite Surveillance System (OSS), Audit Reports.
- General Ledger, Financial Accounting, Investments, Financial Statements for Branches and the Organization.
- Mortgage Loans: Vehicle Loans, Gold Loans, Home Loans.
- Personal Loans: Education, Home Renovation, Wedding, Healthcare, etc.
- Agency Banking for On-field Operations & Doorstep Services: Customer Acquisitions, Collections, Disbursements, Overdrafts.
- Digital Banking: ATM, Mobile Banking, POS, RTGS/NEFT, ECS, NACH, and more.
- Enterprise Applications: GST Tax Compliance, HRMS & Payroll, Fixed Assets & Inventory Management, Reconciliation, Audit & Compliance, SMS & Email Gateway Integrations.
- User Management with Two-Factor Authentication, Digi-pass & Biometric Authentication for Login, Digital Signing, Audit Trail.
- Business Intelligence Solution with Management Cockpit for Real-time Monitoring of Branch Operations, Graphical Reports on Comparative Analysis of Branches, Products, and GL Heads, Branch & Staff Performance Analysis.
Key Features:
- Robust Architecture
- Browser-based Uniform Interface across all solutions
- Easy-to-use, User-Friendly UI
- Light and Optimized Application: Efficient Bandwidth and Infrastructure Requirements
- Innovative Solutions
- Ongoing Updates to Comply with Evolving Statutory Compliance Reporting Requirements
- Pre-configured Banking Products
- Customer-Centric Services
- Interface to All Government Social Schemes
- Industry Best Practices
- Digital Banking, Payment, and Self-Service Channels
- Effective Funds & Investments Management
- Embedded Report Configurators and Ad-hoc Report Builder
- Graphical Analysis and Dashboards
- Continual Upgrades to the Latest Technology and Modern Banking Trends
- Quick Implementation Following Industry Best Practices
- Open Architecture with API-Based Integration
Value Delivered:
- 360-degree View of the Customer
- 360-degree View of Branch and Bank Operations
- Sound & Quick Decision-Making Based on Analytics
- Reduced Operations & Support Costs
- Increased Efficiency and Staff Motivation
- Optimized Utilization of Resources
- Blocked Revenue Leakages; Savings on Unnecessary Expenditure
- Increased Member & Customer Satisfaction and Retention
- Increased Revenues, Optimized Expenses, and Enhanced Profitability
