Small Finance Bank

Core Banking software for SFB

TrustBankCBS offers Best-in-Class solution, enhanced functionality to Small Finance Banks (SFB) to enable their objective of "Banking for Everyone". TrustBankCBS is a high end, economical solution which enables SFB to cost-effectively expand its branch network.

TrustBankCBS solution with its configurable retail products, self-service channels and Digital Banking interfaces is a comprehensive package for SFB's. Leverage TrustBankCBS interfaces for Utility Payments, Debit Card, E-commerce, Mobile Wallet for customer satisfaction and a successful growth story of SFB.


  • Unique Customer Identification Code, Know Your Customer, C-Kyc Solution, E-Kyc Solution.
  • Small Business Loan, Working Capital (Cash Credit) Loans.
  • Mortgage Loans viz. Vehicle Loans, Gold Loans, Home Loans.
  • Consumer Finance Loans viz for electronic items, Furniture, Travel Loans etc.
  • Personal Loan viz. Education, Home renovation, Wedding, Healthcare etc.
  • Loan Origination, Loan Application Acquisition, Credit Scoring, Processing & Document Management.
  • CASA Deposits, Term Deposits, Recurring Deposits, Chequebooks, Debit Card, Lockers.
  • Self-service Online Banking channels viz.: Internet Banking, Mobile Banking, E-commerce, Mobile Passbook.
  • Centralized Settings & Operations viz. Products Configuration, Charges Configurations, Interest Activities, Loans Ageing Classifications, Loan Loss Provisioning.
  • Digital Banking viz.: ATM, Mobile Banking, POS, RTGS/NEFT, ECS, NACH and many more…
  • General Ledger, Financial Accounting, Investments, Financial Statements for Branches and for organization.
  • Agency Banking for Onfield Operations & Doorstep services for customer acquisitions, collections, disbursements, overdraft.
  • Anti-Money Laundering (AML) Solution with Alerts, Whitelisting workflow, Cash Transaction Report (CTR), Suspicious Transaction Report (STR).
  • Statutory Compliance Reporting to RBI or central bank. Asset Liability Management (ALM), Offsite Surveillance System (OSS), Audit Reports.
  • Enterprise Applications of GST Tax Compliance, HRMS & Payroll, Fixed Assets & Inventory Management, Reconciliation, Audit & Compliance, SMS & Email Gateway Integrations
  • User Management with Two Factor Authentication, Digi-pass & Biometric authentication for Login, Digital Signing, Audit Trail.
  • Business Intelligence Solution with Management Cockpit for real-time monitoring of branch operations, Graphical Reports on comparative analysis of branches, products and GL Heads, Branches and Staff Performance Analysis.

Key Features:

  • Robust Architecture.
  • Browser based Uniform Interface across all solutions.
  • Easy-to-use, User Friendly UI.
  • Light and optimized Application, Optimized Bandwidth and Infrastructure requirement.
  • Innovative Solutions.
  • Pre-configured Banking Products.
  • Customer Centric Services.
  • Open Architecture. API Based Integration
  • Interface to all Govt Social Schemes.
  • Digital Banking, Payment, Self-service Channels.
  • Effective Funds & Investments Management.
  • Industry Best Practices.
  • Embedded Reports Configurators, Ad-hoc Reports Builder.
  • Graphical Analysis, Dashboards.
  • Continual Upgradations to latest technology and trends in modern banking.
  • Continual updates to comply to ever evolving statutory compliance reporting environment.
  • Quick Implementation with Industry Best Practices.

Value Delivered:

  • 360 degree view of customer.
  • 360 degree view of branch and bank operations.
  • Sound & Quick decision making based on Analytics.
  • Increased Members & Customer Satisfaction, Retention.
  • Decline in Operations & Support Cost.
  • Optimized utilization of resources.
  • Block revenue leakages; Saving on unnecessary expenditure.
  • Increased Efficiency, Increased Staff Motivation.
  • Increased Revenues, optimized expenses, Increased Profitability.


Loan Management

Solution enables financial institution to independently manage all elements of processes, user screening, documents management and business parameters.


TrustBankCBS enables BFSI to augment its conventional banking products and services, WITH addition of various Investment Banking Products.

Pune Urban Bank

Pune Urban Co-operative Bank (PUCBL) implements TrustBankCBS on Cloud Based ‘Software as a Service’ (SaaS) Platform.