Core Banking software for SFB
TrustBankCBS offers Best-in-Class solution, enhanced functionality to Small Finance Banks (SFB) to enable their objective of "Banking for Everyone". TrustBankCBS is a high end, economical solution which enables SFB to cost-effectively expand its branch network.
TrustBankCBS solution with its configurable retail products, self-service channels and Digital Banking interfaces is a comprehensive package for SFB's. Leverage TrustBankCBS interfaces for Utility Payments, Debit Card, E-commerce, Mobile Wallet for customer satisfaction and a successful growth story of SFB.
Solutions:
- Unique Customer Identification Code, Know Your Customer, C-Kyc Solution, E-Kyc Solution.
- Small Business Loan, Working Capital (Cash Credit) Loans.
- Mortgage Loans viz. Vehicle Loans, Gold Loans, Home Loans.
- Consumer Finance Loans viz for electronic items, Furniture, Travel Loans etc.
- Personal Loan viz. Education, Home renovation, Wedding, Healthcare etc.
- Loan Origination, Loan Application Acquisition, Credit Scoring, Processing & Document Management.
- CASA Deposits, Term Deposits, Recurring Deposits, Chequebooks, Debit Card, Lockers.
- Self-service Online Banking channels viz.: Internet Banking, Mobile Banking, E-commerce, Mobile Passbook.
- Centralized Settings & Operations viz. Products Configuration, Charges Configurations, Interest Activities, Loans Ageing Classifications, Loan Loss Provisioning.
- Digital Banking viz.: ATM, Mobile Banking, POS, RTGS/NEFT, ECS, NACH and many more…
- General Ledger, Financial Accounting, Investments, Financial Statements for Branches and for organization.
- Agency Banking for Onfield Operations & Doorstep services for customer acquisitions, collections, disbursements, overdraft.
- Anti-Money Laundering (AML) Solution with Alerts, Whitelisting workflow, Cash Transaction Report (CTR), Suspicious Transaction Report (STR).
- Statutory Compliance Reporting to RBI or central bank. Asset Liability Management (ALM), Offsite Surveillance System (OSS), Audit Reports.
- Enterprise Applications of GST Tax Compliance, HRMS & Payroll, Fixed Assets & Inventory Management, Reconciliation, Audit & Compliance, SMS & Email Gateway Integrations
- User Management with Two Factor Authentication, Digi-pass & Biometric authentication for Login, Digital Signing, Audit Trail.
- Business Intelligence Solution with Management Cockpit for real-time monitoring of branch operations, Graphical Reports on comparative analysis of branches, products and GL Heads, Branches and Staff Performance Analysis.
Key Features:
- Robust Architecture.
- Browser based Uniform Interface across all solutions.
- Easy-to-use, User Friendly UI.
- Light and optimized Application, Optimized Bandwidth and Infrastructure requirement.
- Innovative Solutions.
- Pre-configured Banking Products.
- Customer Centric Services.
- Open Architecture. API Based Integration
- Interface to all Govt Social Schemes.
- Digital Banking, Payment, Self-service Channels.
- Effective Funds & Investments Management.
- Industry Best Practices.
- Embedded Reports Configurators, Ad-hoc Reports Builder.
- Graphical Analysis, Dashboards.
- Continual Upgradations to latest technology and trends in modern banking.
- Continual updates to comply to ever evolving statutory compliance reporting environment.
- Quick Implementation with Industry Best Practices.
Value Delivered:
- 360 degree view of customer.
- 360 degree view of branch and bank operations.
- Sound & Quick decision making based on Analytics.
- Increased Members & Customer Satisfaction, Retention.
- Decline in Operations & Support Cost.
- Optimized utilization of resources.
- Block revenue leakages; Saving on unnecessary expenditure.
- Increased Efficiency, Increased Staff Motivation.
- Increased Revenues, optimized expenses, Increased Profitability.
