Co-operative/Community Banks

Core Banking software for Co-op. Banks

TrustBankCBS is a comprehensive solution, customized to meet specific requirements of Co-operative Banks. TrustBankCBS Suite provides end-to-end core banking solution with complete solution stack, configurable engines, segment specific pre-configured banking products and services. It offers unparalleled transaction processing capability, scalability, deep domain knowledge to co-operative Banks.

TrustBankCBS is customized for automation of entire business operations of various form of Co-operative banks viz:

  • Urban Co-operative Banks.

  • Agricultural Co-operative Banks (District Central Co-op Banks in India).

  • Community Co-operative Banks.


Co-operative Banks benefits from TrustBankCBS agile solutions and services, specially designed for this segment. It includes:

  • Unique Customer Identification Code, Know Your Customer, C-Kyc Solution, E-Kyc Solution, Member Registration, Shares Management Solution.
  • Loan Origination, Loan Application Acquisition, Credit Scoring, Processing & Document Management.
  • Term Loans, Cash Credit Limits, Overdraft, Gold Loans and many more configurable loan products.
  • Current Account, Savings Account, Term Deposits, Recurring Deposits, Daily (Small-savings) Deposits.
  • Retail Banking – Branch Banking Services to customers along with Inter-branch transactions facility for all retail banking branch operations.
  • Self-service Online Banking channels viz.: Internet Banking, Mobile Banking, E-commerce, Mobile Passbook.
  • Digital Banking viz.: ATM, Mobile Banking, POS, RTGS/NEFT, ECS, NACH and many more…
  • General Ledger, Financial Accounting, Investments, Financial Statements for Branches and for entire Bank.
  • Anti-Money Laundering (AML) Solution with Alerts, Whitelisting workflow, Cash Transaction Report (CTR), Suspicious Transaction Report (STR).
  • Statutory Compliance Reporting to RBI or central bank. Asset Liability Management (ALM), Offsite Surveillance System (OSS), Audit Reports.
  • Enterprise Applications of GST Tax Compliance, HRMS & Payroll, Fixed Assets & Inventory Management, Reconciliation, Audit & Compliance, SMS & Email Gateway Integrations.
  • User Management with Two Factor Authentication, Digi-pass & Biometric authentication for Login, Digital Signing, Audit Trail.
  • Agency Banking for Onfield Operations & Doorstep services for customer acquisitions, collections, disbursements, overdraft.

Key Features:

  • Robust Architecture.
  • Browser based Uniform Interface across all solutions; Easy-to-use, User Friendly UI
  • Light and optimized Application, Optimized Bandwidth and Infrastructure requirement.
  • Innovative Solutions
  • Pre-configured Banking Products.
  • Agency Banking App for online, real-time field operations.
  • Effective Funds / Investments Management.
  • Government Social Scheme Benefits; Digital Banking, Payment, Self-service Channels.
  • Industry Best Practices.
  • Embedded Reports Configurators, Ad-hoc Reports Builder.
  • Graphical Analysis, Dashboards.
  • Continual Upgradations to latest technology and trends in modern banking.
  • Continual updates to comply to ever evolving statutory compliance reporting environment.
  • Quick Implementation with Industry Best Practices.

Value Delivered:

  • 360 degree view of customer.
  • 360 degree view of branch and bank operations.
  • Sound & Quick decision making based on Analytics.
  • Increased Revenues, optimized expenses, Increased Profitability.
  • Increased Efficiency, Increased Staff Motivation.
  • Increased Members & Customer Satisfaction, Retention.
  • Decline in Operations & Support Cost in Banking Services.
  • Optimized utilization of resources.
  • Minimize revenue leakages; Saving on unnecessary expenditure.


Know Your Customer

Enables institutions to find out client meets compliances based on Aadhaar, PAN and relevant proofs,Access and manage to verify and download KYC data.

Agency Banking

TrustBankCBS enables BFSI to augment its conventional banking products and services, WITH addition of various Agency Banking Products.

Pune People's Bank

Pune Peoples Bank Implements TrustBankCBS Core Banking, Mobile Banking, GST Compliance and Business Intelligence Solutions to enhance Customer Services.