Core Banking software for Co-op. Banks
TrustBankCBS is a comprehensive solution, customized to meet specific requirements of Co-operative Banks. TrustBankCBS Suite provides end-to-end core banking solution with complete solution stack, configurable engines, segment specific pre-configured banking products and services. It offers unparalleled transaction processing capability, scalability, deep domain knowledge to co-operative Banks.
TrustBankCBS is customized for automation of entire business operations of various form of Co-operative banks viz:
- Urban Co-operative Banks.
- Agricultural Co-operative Banks (District Central Co-op Banks in India).
- Community Co-operative Banks.
Co-operative Banks benefits from TrustBankCBS agile solutions and services, specially designed for this segment. It includes:
- Unique Customer Identification Code, Know Your Customer, C-Kyc Solution, E-Kyc Solution, Member Registration, Shares Management Solution.
- Loan Origination, Loan Application Acquisition, Credit Scoring, Processing & Document Management.
- Term Loans, Cash Credit Limits, Overdraft, Gold Loans and many more configurable loan products.
- Current Account, Savings Account, Term Deposits, Recurring Deposits, Daily (Small-savings) Deposits.
- Retail Banking – Branch Banking Services to customers along with Inter-branch transactions facility for all retail banking branch operations.
- Self-service Online Banking channels viz.: Internet Banking, Mobile Banking, E-commerce, Mobile Passbook.
- Digital Banking viz.: ATM, Mobile Banking, POS, RTGS/NEFT, ECS, NACH and many more…
- General Ledger, Financial Accounting, Investments, Financial Statements for Branches and for entire Bank.
- Anti-Money Laundering (AML) Solution with Alerts, Whitelisting workflow, Cash Transaction Report (CTR), Suspicious Transaction Report (STR).
- Statutory Compliance Reporting to RBI or central bank. Asset Liability Management (ALM), Offsite Surveillance System (OSS), Audit Reports.
- Enterprise Applications of GST Tax Compliance, HRMS & Payroll, Fixed Assets & Inventory Management, Reconciliation, Audit & Compliance, SMS & Email Gateway Integrations.
- User Management with Two Factor Authentication, Digi-pass & Biometric authentication for Login, Digital Signing, Audit Trail.
- Agency Banking for Onfield Operations & Doorstep services for customer acquisitions, collections, disbursements, overdraft.
- Robust Architecture.
- Browser based Uniform Interface across all solutions; Easy-to-use, User Friendly UI
- Light and optimized Application, Optimized Bandwidth and Infrastructure requirement.
- Innovative Solutions
- Pre-configured Banking Products.
- Agency Banking App for online, real-time field operations.
- Effective Funds / Investments Management.
- Government Social Scheme Benefits; Digital Banking, Payment, Self-service Channels.
- Industry Best Practices.
- Embedded Reports Configurators, Ad-hoc Reports Builder.
- Graphical Analysis, Dashboards.
- Continual Upgradations to latest technology and trends in modern banking.
- Continual updates to comply to ever evolving statutory compliance reporting environment.
- Quick Implementation with Industry Best Practices.
- 360 degree view of customer.
- 360 degree view of branch and bank operations.
- Sound & Quick decision making based on Analytics.
- Increased Revenues, optimized expenses, Increased Profitability.
- Increased Efficiency, Increased Staff Motivation.
- Increased Members & Customer Satisfaction, Retention.
- Decline in Operations & Support Cost in Banking Services.
- Optimized utilization of resources.
- Minimize revenue leakages; Saving on unnecessary expenditure.