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| Facility to record loan application details, update comments and track dates such as Appraisal Started, Finished, Approved, Rejected, Withdrawal By Client, Deferred, Pending, etc. |
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Ability to identify each application by unique Application ID number. |
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| Facility to define branch committees, H.O. Committees for appraisal and setting its sanction processing limits. |
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| Facility to handle additional loan on the existing loan account of a customer. |
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| Ability to automatically re-route loan request above the sanctioned processing limit of the particular branch to appropriate supervisor for authorisation. |
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| Facility to classify each application by status or stage of operation and ability to perform ageing of loan applications based on predefined conditions. |
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| Ability to allow amendments or changes of certain loan application information (applicant's name change for natural person to legal person, loan requested by amount, purpose etc.). |
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| Facility to record loan appraisal note by the committee members. |
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| Ability to provide facility to assess application and appraisal note and update approval/rejection details at appropriate authority level. |
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| Facility to show warning (e.g., bad debts and past dues) when entering a new loan application. |
